E&O Insurance

This Errors and Omissions Insurance Plan is designed exclusively for agents of Advocate Health, LLC and helps to protect against claims arising from the sale and servicing of insurance products.

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Advocate Health E&O Program Highlights

  • NEW: Reduced rate for newly licensed life and/or health agent that has received their state license within one year of enrollment! ($1M/$1M limit option only)
  • NEW: $1M/$3M rates!
  • Claims-made Financial Services Professional Liability Coverage limited to services provided as a life/health insurance agent selling life, health, annuities and variable products
  • Base coverage includes Life, Accident, LTC, including Medicare Advantage and Medicare Supplement
  • Additional add-on coverages include Disability, 24-Hour Care Coverage, Annuities, Variable Products and Mutual Funds
  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)
  • Upon successful completion of the online application, a certificate of insurance will be available for immediate download for eligible agents
  • Deductibles:
    • $500 deductible for life, accident, health, LTC, Medicare Advantage and Medicare Supplement
    • $2,500 deductible for disability insurance and indexed & fixed annuities
    • $5,000 deductible for all other claims (e.g. variable annuities and mutual funds)
  • Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf
  • Provides coverage for any corporation, partnership or other business entity that is owned or controlled by an Agent, General Agent or Registered Representative

For agent use only. Not intended for general public.

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"Working together to actively improve the health and quality of life for older Americans, families, and communities by moving from a focus on sickness and illness to one based on prevention and well-being."

Advocate Health, LLC - Our Vision

"Advocate is at my fingertips; I can make a phone a call and their professionally trained staff can answer all my questions. The service is excellent and efficient, and it helps me help my clients."

Jeff R. - New York

"Advocate is very efficient, number one, and very good to us. They answer all of our questions when we have them."

Jim H. - Florida

"After being in the insurance business for over 30 years, I can say the senior market is the best ever. And couple that with Advocate you have a winning combination. Everyone on the Advocate team has been very supportive. After four years with them my income has doubled and more. As you can see, I’m sold. "

Mike T. - Tennessee

"The relationship I have developed with Advocate Health over the last 5 years is based on integrity. They have always jumped in when there is trouble. I have always been paid on time. Advocate Health, LLC goes above and beyond. "

Mike D. - Louisiana

"I love working with Advocate. They’ve always helped me and supported me. I started with no existing client base, and over the last 5 years it has grown to over 200+ Humana customers thanks to them. I am in the process of moving from Louisiana to Florida, and I couldn’t do it without the freedom my renewals provide me."

Chris D. - Louisiana

"Advocate is an extension of our company. It’s as if you were sitting right here in the office next to me. It is so helpful and takes the burden off our staff. Advocate is competent, responsive, and professional."

Rick S. - South Carolina